Essent

Essent

Financial Services
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.

$6B

Market Cap • 9/18/2026

2008

(18 years)

Founded

2013

(13 years ago)

IPO

NYSE

Listing Exchange

Flag of United States

United States

Country

Valuation

P/B

1,1

P/S

4,6

P/EBITDA

7

P/OCF

7,2

P/FCF

7,3

P/E

9,4

BVPS

59,4

EPS

7,2

Market Cap

Market Cap

6B

EV

0

EV/Revenue

0

EV/EBITDA

0

EV/EBIT

0

Payout

Dividend Per Share

1,3

Dividend Yield

1,9%

Buyback Yield

10,1%

Total Yield

12,1%

Dividend Yield 5Y

2%

Payout

18,2%

Retained Earnings

5,6B

Profitability

Gross Margin

EBITDA Margin

64,9%

EBIT Margin

64,5%

Net Margin

51,5%

D&A/EBITDA

0%

R&D/Revenue

0%

Capex/Revenue

0,6%

Capex/D&A

165,4%

Capex/OCF

1%

SBC/OCF

2,2%

% PPE

0,6%

% Goodwill

1%

ROE

12%

ROIC

9,6%

Growth

CAGR Revenue 5Y

6,2%

CAGR Op. Income 5Y

5,2%

CAGR Net Income 5Y

4,6%

CAGR EPS 5Y

8,2%

CAGR OCF 5Y

2,9%

Leverage

N.D./EBITDA

Debt/Equity

8,8%

Current Ratio

0

Quick Ratio

0

Interest Coverage

2610,2%

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