First BanCorp is a financial holding company. The company's operating segment includes Commercial and Corporate Banking; Mortgage Banking; Consumer (Retail) Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. It generates maximum revenue from the Consumer (Retail) Banking segment. The Consumer (Retail) Banking segment generates majority revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.

$3.9B

Market Cap • 11/13/2026

1998

(28 years)

Founded

1987

(39 years ago)

IPO

NYSE

Listing Exchange

Flag of Puerto Rico

Puerto Rico

Country

Valuation

P/B

2,1

P/S

3,8

P/E

10,7

BVPS

12,6

EPS

2,4

Market Cap

Market Cap

3,9B

Payout

Dividend Per Share

0,8

Dividend Yield

3%

Buyback Yield

5,2%

Total Yield

8,2%

Dividend Yield 5Y

3,2%

Payout

32,9%

Retained Earnings

2,5B

Profitability

Gross Margin

—

Net Margin

35,4%

ROE

19,4%

ROA

1,9%

Growth

CAGR Revenue 5Y

4,3%

CAGR Net Income 5Y

7,4%

CAGR EPS 5Y

14,6%

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