Synchrony Finl

Synchrony Financial, originally a spin-off of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners withother firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: Retail card (private-label and co-branded general-purpose credit cards), Payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).