Leverage • Cury Construtora

CURY3

Cury Construtora e Incorporadora S.A. is a Brazilian real estate construction and development company focused on low and middle income housing. The company focuses its merger and construction operations in the metropolitan regions of São Paulo and Rio de Janeiro. Its main activity is the development of residential projects, with most of its units included in government housing programs, such as Minha Casa Minha Vida. Cury's business model is characterized by operations across the chain, from land prospecting to building and selling units. A central feature of its operation is the use of the associative credit financing model, in partnership with the Federal Savings Bank. This mechanism allows clients to be transferred to the financial agent during the construction phase, which optimizes cash flow and mitigates project sales risks.