Lojas Renner S.A. is a Brazilian retailer that operates a fashion and lifestyle ecosystem through physical and digital channels. The company's main activity is the sale of clothing, footwear and accessories through its main brand, Renner, complemented by Youcom, aimed at young people, and Camicado, specialized in home and decoration. The business model also includes a financial services arm, Realize CFI, which offers products such as cards and credit to support retail operations and retain customers. The company operates hundreds of stores and expands its reach through a digital ecosystem that includes e-commerce and marketplaces. The business structure is complemented by Ashua's plus-size fashion brands and resale platform, which are consolidated in the Renner operation.
How many years of EBITDA are required to pay off the company's net debt considering the lease agreements, according to the official accounting standard IFRS16. As a market consensus, a value of up to 3 years of leverage is accepted for most companies.
How much the company's debt represents in % in relation to its equity. As a market consensus, a value less than or equal to 1 is accepted, above that leverage can end up hurting the final result at some point.
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