Banco Pine S.A. is a banking company. It operates commercial, credit, and finance and exchange portfolios. The company operates in a context of a group of institutions acting together, and certain transactions involve the co-participation or brokerage of member companies of the financial conglomerate Pine. The benefits of business-to-business services and the costs of operational and administrative structures are absorbed, jointly or individually, by those firms, as practicable and sensible under the circumstances.