Porto is a Brazilian company that acts as an ecosystem of solutions in the insurance, financial services, health and services sectors. Its operations are based on four business verticals: Porto Seguro, Porto Bank, Porto Saúde and Services. The main vertical, Porto Seguro, is one of the leaders in the Brazilian auto and home insurance market, also offering policies for companies, life, and transportation. Porto Bank focuses on financial products such as credit cards, loans and consortiums, while Porto Saúde offers health and dental plans. The Services front complements the portfolio with separate and subscription assistance for homes and vehicles. The company serves over 13 million clients nationwide, distributing its products and services primarily through a wide network of partner brokers.
How many years of EBITDA are required to pay off the company's net debt, according to the official accounting standard IFRS16. As a market consensus, a value of up to 3 years of leverage is accepted for most companies.
How much the company's debt represents in % in relation to its equity. As a market consensus, a value less than or equal to 1 is accepted, above that leverage can end up hurting the final result at some point.
...and much more!