RIAA3 - Riachuelo

Riachuelo is an integrated Brazilian company that operates vertically in the fashion retail sector, controlling everything from industrial production to product sales. The company operates the largest textile hub in Latin America and manages a national network of hundreds of physical stores and digital sales channels. Its main activities are divided between clothing and household items, represented by brands such as Riachuelo, Casa Riachuelo, Carter's and FANLAB. A key strategic division is financial services, operated by Midway, which offers its own credit cards and personal loans to support the consumer operation. The business model focuses on generating value per square meter by capturing efficiencies in the own supply chain and building loyalty via credit. The company recently simplified its structure by divesting third-party real estate assets to fully focus on its core of fashion and finance.