Arrow Financial

Arrow Financial

Banks
Arrow Financial Corp is a holding company. It provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. The company also provides lending services including commercial and industrial lending to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The key source of company's revenue is interest income, fees, commission earned through its subsidiaries.

$693.9M

Market Cap • 9/22/2026

1983

(43 years)

Founded

1980

(46 years ago)

IPO

NASDAQ

Listing Exchange

Flag of United States

United States

Country

Valuation

P/B

1,6

P/S

4

P/EBITDA

P/OCF

13,4

P/FCF

15,5

P/E

12,1

BVPS

27,2

EPS

3,1

Market Cap

Market Cap

693,9M

EV

0

EV/Revenue

0

EV/EBITDA

0

EV/EBIT

0

Payout

Dividend Per Share

1,2

Dividend Yield

3,2%

Buyback Yield

0,1%

Total Yield

3,3%

Dividend Yield 5Y

3,6%

Payout

37,9%

Retained Earnings

116,8M

Profitability

Gross Margin

EBITDA Margin

EBIT Margin

Net Margin

30,1%

D&A/EBITDA

0%

R&D/Revenue

0%

Capex/Revenue

4,2%

Capex/D&A

136,2%

Capex/OCF

14,1%

SBC/OCF

2,4%

% PPE

1,4%

% Goodwill

0,5%

ROE

12%

ROIC

Growth

CAGR Revenue 5Y

4,3%

CAGR Net Income 5Y

0,5%

CAGR EPS 5Y

1%

CAGR OCF 5Y

-4,8%

Leverage

N.D./EBITDA

Debt/Equity

0%

Current Ratio

0

Quick Ratio

0

Interest Coverage

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