Bank of the James Financial Group

Bank of the James Financial Group

Banks
Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments community banking; mortgage banking, and investment advisory services.

$124M

Market Cap • 10/2/2026

2003

(23 years)

Founded

2000

(26 years ago)

IPO

NASDAQ

Listing Exchange

Flag of United States

United States

Country

Valuation

P/B

1,5

P/S

2,4

P/E

10,8

BVPS

18,3

EPS

2,5

Market Cap

Market Cap

124M

Payout

Dividend Per Share

0,4

Dividend Yield

1,5%

Buyback Yield

0%

Total Yield

1,5%

Dividend Yield 5Y

2,1%

Payout

15,8%

Retained Earnings

55,1M

Profitability

Gross Margin

—

Net Margin

22,2%

ROE

14,8%

ROA

1,1%

Growth

CAGR Revenue 5Y

6,4%

CAGR Net Income 5Y

10,4%

CAGR EPS 5Y

11,6%

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