CFSB Bancorp Inc is a savings and loan holding company of Colonial Federal Savings Bank (the Bank). Through the bank, it operates as a full-service banking organization, offering various financial and banking products and services. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending product is residential mortgage loans. The group’s loan portfolio includes residential real estate, commercial real estate, construction, and consumer loan segments. Residential real estate loans include classes for one- to four-family, multi-family, second mortgages, and home equity lines of credit. Additionally, it also provides mobile banking, ATM/Debit cards, online banking, and other related services.
It is the difference between the average yield a bank receives from loans & other interest, accruing activities and the average rate it pays on deposits and borrowings.
It is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders, relative to the amount of their (interest-earning) assets.
The net profit margin, or simply net margin, measures how much net income or profit is generated as a percentage of revenue. It is the ratio of net profits to revenues for a company or business segment.
Compares Stock-Based Compensation spend with Enterprise Value, which adjusts the company's market value to a multiple closer to its true value, also considering debt and cash on hand. your calculation.
Return on equity (ROE) is the measure of a company's net income divided by its shareholders' equity and is a gauge of a corporation's profitability and how efficiently it generates those profits.
Return on assets is a metric that indicates a company's profitability in relation to its total assets and can be used by management, analysts, and investors to determine whether a company uses its assets efficiently to generate a profit.
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