Citizens & Northern

Citizens & Northern

Banks
Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.

$452M

Market Cap • 10/7/2026

1999

(27 years)

Founded

1994

(32 years ago)

IPO

NASDAQ

Listing Exchange

Flag of United States

United States

Country

Valuation

P/B

1,3

P/S

3,1

P/E

17

BVPS

19,3

EPS

1,5

Market Cap

Market Cap

452M

Payout

Dividend Per Share

1

Dividend Yield

4,1%

Buyback Yield

0%

Total Yield

4,1%

Dividend Yield 5Y

4,8%

Payout

69,5%

Retained Earnings

175,5M

Profitability

Gross Margin

—

Net Margin

17,3%

ROE

8%

ROA

—

Growth

CAGR Revenue 5Y

7,8%

CAGR Net Income 5Y

-0,1%

CAGR EPS 5Y

-1,5%

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