Employers Holdings

Employers Holdings

Insurance
Employers Holdings Inc is a provider of workers' compensation insurance and services focused on small and mid-sized businesses engaged in low-to-medium hazard industries. Its customers are employers, and the insurance premiums that those employers pay to account for company revenue. Substantially all of the remaining revenue is generated through investments. The company operates exclusively in the United States, and it generates more than half of its business in California. By industry, the company has exposure to restaurants, which account for roughly a fourth of the total premiums the company earns. It operates as a single reportable segment, Insurance Operations, through its wholly owned subsidiaries.

$841.1M

Market Cap • 11/10/2026

2005

(21 years)

Founded

2007

(19 years ago)

IPO

NYSE

Listing Exchange

Flag of United States

United States

Country

Valuation

P/B

1,1

P/S

1

P/EBITDA

—

P/OCF

—

P/FCF

—

P/E

28,4

BVPS

44,8

EPS

1,4

Market Cap

Market Cap

841,1M

EV

890,2M

EV/Revenue

1,1

EV/EBITDA

0

EV/EBIT

24,5

Payout

Dividend Per Share

1,3

Dividend Yield

2,8%

Buyback Yield

26,4%

Total Yield

29,1%

Dividend Yield 5Y

2,7%

Payout

94,2%

Retained Earnings

1,5B

Profitability

Gross Margin

—

EBITDA Margin

—

EBIT Margin

4,4%

Net Margin

3,3%

D&A/EBITDA

0%

R&D/Revenue

0%

Capex/Revenue

0,3%

Capex/D&A

69,4%

Capex/OCF

-13,3%

SBC/OCF

—

% PPE

0,3%

% Goodwill

1,1%

ROE

3%

ROIC

—

Growth

CAGR Revenue 5Y

5,1%

CAGR Op. Income 5Y

-25,7%

CAGR Net Income 5Y

-26,5%

CAGR EPS 5Y

-17,6%

CAGR OCF 5Y

-4,7%

Leverage

N.D./EBITDA

—

Debt/Equity

15,9%

Current Ratio

0

Quick Ratio

0

Interest Coverage

930,8%

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