Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm’s US-centric credit scores business accounts for most of the firm’s revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.

$20.5B

Market Cap • 9/18/2026

1956

(70 years)

Founded

1987

(39 years ago)

IPO

NYSE

Listing Exchange

Flag of United States

United States

Country

S&P500 Participant

Index Composite • 2026

Valuation

P/B

P/S

8,6

P/EBITDA

16,4

P/OCF

20,5

P/FCF

20,6

P/E

27,4

BVPS

EPS

34,6

Market Cap

Market Cap

20,5B

EV

25,9B

EV/Revenue

10,8

EV/EBITDA

20,6

EV/EBIT

20,9

Payout

Dividend Per Share

0

Dividend Yield

0%

Buyback Yield

17,9%

Total Yield

17,9%

Dividend Yield 5Y

0%

Payout

0%

Retained Earnings

5,2B

Profitability

Gross Margin

85,1%

EBITDA Margin

52,3%

EBIT Margin

51,7%

Net Margin

34,1%

D&A/EBITDA

0%

R&D/Revenue

8,7%

Capex/Revenue

0,2%

Capex/D&A

34,2%

Capex/OCF

0,6%

SBC/OCF

17,4%

% PPE

5,6%

% Goodwill

38,9%

ROE

ROIC

62,9%

Growth

CAGR Revenue 5Y

12%

CAGR Op. Income 5Y

21%

CAGR Net Income 5Y

17,4%

CAGR EPS 5Y

22,8%

CAGR OCF 5Y

16,4%

Leverage

N.D./EBITDA

4,3

Debt/Equity

0%

Current Ratio

1,2

Quick Ratio

1,1

Interest Coverage

663,4%

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