P/B
1,2
Horace Mann Educators
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are 403(b) tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are 403(b) tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
$1.8B
Market Cap • 9/30/2026
1945
(81 years)
Founded
1991
(35 years ago)
IPO
NYSE
Listing Exchange
United States
Country
Valuation
P/S
1
P/EBITDA
—
P/OCF
3,2
P/FCF
—
P/E
10,4
BVPS
37,1
EPS
4,3
Market Cap
Market Cap
1,8B
EV
2,4B
EV/Revenue
1,3
EV/EBITDA
0
EV/EBIT
9,3
Payout
Dividend Per Share
1,4
Dividend Yield
3,2%
Buyback Yield
1,6%
Total Yield
4,8%
Dividend Yield 5Y
3,4%
Payout
32,5%
Retained Earnings
1,7B
Profitability
Gross Margin
—
EBITDA Margin
—
EBIT Margin
14,5%
Net Margin
10,1%
D&A/EBITDA
0%
R&D/Revenue
0%
Capex/Revenue
0%
Capex/D&A
0%
Capex/OCF
0%
SBC/OCF
1,7%
% PPE
0%
% Goodwill
0,3%
ROE
12,4%
ROIC
—
Growth
CAGR Revenue 5Y
5,4%
CAGR Op. Income 5Y
2,6%
CAGR Net Income 5Y
0,8%
CAGR EPS 5Y
1,2%
CAGR OCF 5Y
21,8%
Leverage
N.D./EBITDA
—
Debt/Equity
39,5%
Current Ratio
0
Quick Ratio
0
Interest Coverage
669,5%
Premium
- Unrestricted access
- Unlimited data history
- Analysis videos
- Quarterly highlights
- Customizable financials table
- Ranking
- Discussions
...and much more!