Heritage Insurance Holdings

Heritage Insurance Holdings

Insurance
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance in various states in the United States. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. Company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina.

$985.6M

Market Cap • 9/30/2026

2014

(12 years)

Founded

2014

(12 years ago)

IPO

NYSE

Listing Exchange

Flag of United States

United States

Country

Valuation

P/B

1,7

P/S

1,2

P/EBITDA

—

P/OCF

5,9

P/FCF

6

P/E

4,7

BVPS

19,1

EPS

7

Market Cap

Market Cap

985,6M

EV

455,5M

EV/Revenue

0,5

EV/EBITDA

0

EV/EBIT

1,5

Payout

Dividend Per Share

0

Dividend Yield

0%

Buyback Yield

3,4%

Total Yield

3,4%

Dividend Yield 5Y

0%

Payout

0%

Retained Earnings

381,4M

Profitability

Gross Margin

—

EBITDA Margin

—

EBIT Margin

34,6%

Net Margin

25,3%

D&A/EBITDA

0%

R&D/Revenue

0%

Capex/Revenue

0,3%

Capex/D&A

40,8%

Capex/OCF

1,5%

SBC/OCF

1,6%

% PPE

1,8%

% Goodwill

0%

ROE

45,3%

ROIC

—

Growth

CAGR Revenue 5Y

7,2%

CAGR OCF 5Y

3,1%

Leverage

N.D./EBITDA

—

Debt/Equity

12,6%

Current Ratio

0

Quick Ratio

0

Interest Coverage

4178,1%

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