Jiayin
Jiayin

Jiayin

Consumer Finance
WebsiteInvestor RelationsSEC
Jiayin Group Inc is China's technology service group. It is an enterprise engaged in technological innovation services. It is committed to using big data, cloud computing, artificial intelligence and other technologies to connect consumers and financial institutions in consumption scenarios so that every user can enjoy efficient and convenient technology services. The company has engraved technological innovation into the company's development genes since its establishment, adheres to the dual drive of digital plus technology, and focuses on building a cloud service platform and intelligent risk control system with big data drive as the core concept.

$82.2M

Market Cap • 9/22/2026

2017

(9 years)

Founded

2019

(7 years ago)

IPO

NASDAQ

Listing Exchange

Flag of China

China

Country

Valuation

P/B

0,5

P/S

0,3

P/EBITDA

1,1

P/OCF

1,7

P/FCF

3,4

P/E

1,4

BVPS

12,1

EPS

4,2

Market Cap

Market Cap

303,5M

EV

394,6M

EV/Revenue

0,4

EV/EBITDA

1,5

EV/EBIT

1,5

Payout

Dividend Per Share

0,3

Dividend Yield

5,1%

Buyback Yield

5,2%

Total Yield

10,3%

Dividend Yield 5Y

5%

Payout

7%

Retained Earnings

497,5M

Profitability

Gross Margin

80,1%

EBITDA Margin

30%

EBIT Margin

28,9%

Net Margin

24,7%

D&A/EBITDA

0%

R&D/Revenue

6,9%

Capex/Revenue

10,2%

Capex/D&A

895,7%

Capex/OCF

50,5%

SBC/OCF

12,6%

% PPE

15,5%

% Goodwill

0%

ROE

41,3%

ROIC

34,2%

Growth

CAGR Revenue 5Y

34,9%

CAGR Op. Income 5Y

40,9%

CAGR Net Income 5Y

41,8%

CAGR EPS 5Y

42,3%

CAGR OCF 5Y

-100%

Leverage

N.D./EBITDA

0,3

Debt/Equity

0%

Current Ratio

1,9

Quick Ratio

1,3

Interest Coverage

—

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