Neptune Insurance

Neptune Insurance

Insurance
Neptune Insurance Holdings Inc is a high-growth, data-driven MGA that is revolutionizing the way homeowners and businesses protect against the growing risks of flooding. It offers a range of easy-to-purchase residential and commercial insurance products - including primary flood insurance, excess flood insurance, and parametric earthquake insurance - distributed through a nationwide network of agencies. It underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies, whom the company refer to as capacity providers, that manage both this risk and the associated claims handling.

$3.8B

Market Cap • 9/28/2026

2025

(1 year)

Founded

2025

(1 year ago)

IPO

NYSE

Listing Exchange

Flag of United States

United States

Country

Valuation

P/B

—

P/S

21

P/EBITDA

48,9

P/OCF

52,9

P/FCF

52,9

P/E

111,2

BVPS

—

EPS

0,3

Market Cap

Market Cap

3,8B

EV

4B

EV/Revenue

22,2

EV/EBITDA

51,8

EV/EBIT

54,5

Payout

Dividend Per Share

0

Dividend Yield

0%

Buyback Yield

0,4%

Total Yield

0,4%

Payout

0%

Retained Earnings

-491,2M

Profitability

Gross Margin

69,6%

EBITDA Margin

42,9%

EBIT Margin

40,7%

Net Margin

21,5%

D&A/EBITDA

5,1%

R&D/Revenue

0%

Capex/Revenue

0%

Capex/D&A

0%

Capex/OCF

0%

SBC/OCF

34,7%

% PPE

0%

% Goodwill

3,7%

ROE

—

ROIC

756,4%

Leverage

N.D./EBITDA

2,9

Debt/Equity

0%

Current Ratio

1,1

Quick Ratio

0,3

Interest Coverage

432,1%

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