P/B
1,2
OppFi
OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.
OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.
$510.9M
Market Cap • 11/10/2026
2020
(6 years)
Founded
2021
(5 years ago)
IPO
NYSE
Listing Exchange
United States
Country
Valuation
P/S
1,5
P/EBITDA
3,9
P/OCF
1,3
P/FCF
1,4
P/E
4
BVPS
5,2
EPS
1,5
Market Cap
Market Cap
510,9M
EV
729,8M
EV/Revenue
2,1
EV/EBITDA
5,5
EV/EBIT
5,7
Payout
Dividend Per Share
0
Dividend Yield
0%
Buyback Yield
5,7%
Total Yield
5,7%
Dividend Yield 5Y
14,7%
Payout
24,4%
Retained Earnings
44,2M
Profitability
Gross Margin
100%
EBITDA Margin
37,7%
EBIT Margin
36,3%
Net Margin
40,5%
D&A/EBITDA
3,6%
R&D/Revenue
0%
Capex/Revenue
5,2%
Capex/D&A
383,7%
Capex/OCF
4,8%
SBC/OCF
2,1%
% PPE
5,3%
% Goodwill
0%
ROE
39,6%
ROIC
18%
Growth
CAGR Revenue 5Y
5,7%
CAGR Op. Income 5Y
12,8%
CAGR Net Income 5Y
9,9%
CAGR OCF 5Y
17,9%
Leverage
N.D./EBITDA
1,7
Debt/Equity
0%
Current Ratio
16,7
Quick Ratio
16,7
Interest Coverage
—
Premium
- Unrestricted access
- Unlimited data history
- Analysis videos
- Quarterly highlights
- Customizable financials table
- Ranking
- Discussions
...and much more!