P/B
1,3
OppFi
OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.
OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.
$518.1M
Market Cap • 9/29/2026
2020
(6 years)
Founded
2021
(5 years ago)
IPO
NYSE
Listing Exchange
United States
Country
Valuation
P/S
1,4
P/EBITDA
3,6
P/OCF
1,3
P/FCF
1,3
P/E
3,2
BVPS
4,8
EPS
1,9
Market Cap
Market Cap
518,1M
EV
713,1M
EV/Revenue
2
EV/EBITDA
5
EV/EBIT
5,1
Payout
Dividend Per Share
0,9
Dividend Yield
14,7%
Buyback Yield
5,8%
Total Yield
20,5%
Dividend Yield 5Y
22%
Payout
32,9%
Retained Earnings
9,7M
Profitability
Gross Margin
100%
EBITDA Margin
39,4%
EBIT Margin
38,3%
Net Margin
50,6%
D&A/EBITDA
2,8%
R&D/Revenue
0%
Capex/Revenue
5,5%
Capex/D&A
496,8%
Capex/OCF
4,9%
SBC/OCF
2,1%
% PPE
5,6%
% Goodwill
0%
ROE
58,2%
ROIC
22,2%
Growth
CAGR Revenue 5Y
8,8%
CAGR Op. Income 5Y
12,3%
CAGR Net Income 5Y
18,8%
Leverage
N.D./EBITDA
1,4
Debt/Equity
0%
Current Ratio
12
Quick Ratio
12
Interest Coverage
—
Premium
- Unrestricted access
- Unlimited data history
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