P/B
0,9
Oportun Financial
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
$378.5M
Market Cap • 9/29/2026
2011
(15 years)
Founded
2019
(7 years ago)
IPO
NASDAQ
Listing Exchange
United States
Country
Valuation
P/S
0,4
P/EBITDA
4,9
P/OCF
0,9
P/FCF
0,9
P/E
20,6
BVPS
8,4
EPS
0,4
Market Cap
Market Cap
378,5M
EV
2,8B
EV/Revenue
3
EV/EBITDA
36,5
EV/EBIT
70,7
Payout
Dividend Per Share
0
Dividend Yield
0%
Buyback Yield
0,3%
Total Yield
0,3%
Payout
0%
Retained Earnings
-216,4M
Profitability
Gross Margin
100%
EBITDA Margin
8,2%
EBIT Margin
4,2%
Net Margin
2,1%
D&A/EBITDA
0%
R&D/Revenue
0%
Capex/Revenue
0%
Capex/D&A
0%
Capex/OCF
0%
SBC/OCF
2,9%
% PPE
0,4%
% Goodwill
0%
ROE
5%
ROIC
—
Growth
CAGR Revenue 5Y
11,5%
CAGR Op. Income 5Y
14,2%
CAGR Net Income 5Y
8,9%
CAGR EPS 5Y
-0,5%
CAGR OCF 5Y
30,2%
Leverage
N.D./EBITDA
31,6
Debt/Equity
0%
Current Ratio
50,9
Quick Ratio
49,2
Interest Coverage
—
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