UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.

$9.9B

Market Cap • 9/30/2026

1967

(59 years)

Founded

1975

(51 years ago)

IPO

NASDAQ

Listing Exchange

Flag of United States

United States

Country

Valuation

P/B

1,2

P/S

3,4

P/E

10,8

BVPS

105,7

EPS

12

Market Cap

Market Cap

9,9B

Payout

Dividend Per Share

2

Dividend Yield

1,5%

Buyback Yield

0,4%

Total Yield

1,9%

Dividend Yield 5Y

1,6%

Payout

16,5%

Retained Earnings

4,2B

Profitability

Gross Margin

—

Net Margin

32,3%

ROE

12,3%

ROA

1,3%

Growth

CAGR Revenue 5Y

16,6%

CAGR Net Income 5Y

18,1%

CAGR EPS 5Y

7,3%

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