Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The majority of the revenue is earned from the Unum USA segment. The firm markets its products through brokers.

$15.1B

Market Cap • 9/18/2026

1995

(31 years)

Founded

1986

(40 years ago)

IPO

NYSE

Listing Exchange

Flag of United States

United States

Country

Valuation

P/B

1,4

P/S

1,1

P/EBITDA

6,4

P/OCF

18,1

P/FCF

21,7

P/E

22,2

BVPS

65,2

EPS

4,3

Market Cap

Market Cap

15,1B

EV

0

EV/Revenue

0

EV/EBITDA

0

EV/EBIT

0

Payout

Dividend Per Share

1,9

Dividend Yield

2%

Buyback Yield

7,4%

Total Yield

9,3%

Dividend Yield 5Y

2,4%

Payout

43,8%

Retained Earnings

13,7B

Profitability

Gross Margin

EBITDA Margin

17,8%

EBIT Margin

16,7%

Net Margin

5,3%

D&A/EBITDA

0%

R&D/Revenue

0%

Capex/Revenue

1%

Capex/D&A

94,6%

Capex/OCF

16,5%

SBC/OCF

% PPE

0,8%

% Goodwill

0,6%

ROE

6,4%

ROIC

2,7%

Growth

CAGR Revenue 5Y

0%

CAGR Op. Income 5Y

14,4%

CAGR Net Income 5Y

0%

CAGR EPS 5Y

4,6%

CAGR OCF 5Y

-10,1%

Leverage

N.D./EBITDA

Debt/Equity

34,8%

Current Ratio

0

Quick Ratio

0

Interest Coverage

1054,5%

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