Upbound Group

Upbound Group

Consumer Finance
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has three operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions across e-commerce, digital, and mobile channels, Mexico segment offers lease-to-own stores in Mexico. The franchising segment offers the sale of rental merchandise to its franchisees. The company derives a majority of its revenue from the Acima segment.

$998.7M

Market Cap • 9/18/2026

1986

(40 years)

Founded

1995

(31 years ago)

IPO

NASDAQ

Listing Exchange

Flag of United States

United States

Country

Valuation

P/B

1,4

P/S

0,2

P/EBITDA

0,6

P/OCF

2,2

P/FCF

2,6

P/E

11,1

BVPS

12,5

EPS

1,5

Market Cap

Market Cap

998,7M

EV

2,6B

EV/Revenue

0,5

EV/EBITDA

1,5

EV/EBIT

10,8

Payout

Dividend Per Share

1,6

Dividend Yield

9,2%

Buyback Yield

0,5%

Total Yield

9,7%

Dividend Yield 5Y

7,3%

Payout

100%

Retained Earnings

1B

Profitability

Gross Margin

49,1%

EBITDA Margin

37,1%

EBIT Margin

5,1%

Net Margin

3,6%

D&A/EBITDA

3,1%

R&D/Revenue

0%

Capex/Revenue

1,5%

Capex/D&A

4,6%

Capex/OCF

15,3%

SBC/OCF

11%

% PPE

18,4%

% Goodwill

15,7%

ROE

24%

ROIC

12,8%

Growth

CAGR Revenue 5Y

5,3%

CAGR Op. Income 5Y

-4,9%

CAGR Net Income 5Y

-10,9%

CAGR EPS 5Y

-16%

CAGR OCF 5Y

14,3%

Leverage

N.D./EBITDA

0,9

Debt/Equity

0%

Current Ratio

3,1

Quick Ratio

0,6

Interest Coverage

221,6%

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