Upstart

Upstart

Consumer Finance
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.

$4.9B

Market Cap • 1/8/2026

2013

(13 years)

Founded

2020

(6 years ago)

IPO

NASDAQ

Listing Exchange

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United States

Country