Universal Insurance Holdings

Universal Insurance Holdings

Insurance
Universal Insurance Holdings Inc is a private personal residential homeowner insurance company. The company develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners' lines of business and performs substantially all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The company generates revenue from the collection of premiums, earned net interest and dividend income from the investment portfolio, the collection of reinsurance recoverable and financing fees. The company's primary insurance subsidiaries, (UPCIC) and (APPCIC) provide insurance for personal residential: homeowners, renters/tenants, condo unit owners, and other related coverages.

$1.2B

Market Cap • 9/22/2026

1990

(36 years)

Founded

1992

(34 years ago)

IPO

NYSE

Listing Exchange

Flag of United States

United States

Country

Valuation

P/B

1,9

P/S

0,7

P/EBITDA

4

P/OCF

3,5

P/FCF

3,5

P/E

5,7

BVPS

22

EPS

7,6

Market Cap

Market Cap

1,2B

EV

0

EV/Revenue

0

EV/EBITDA

0

EV/EBIT

0

Payout

Dividend Per Share

0,8

Dividend Yield

1,9%

Buyback Yield

2,2%

Total Yield

4,1%

Dividend Yield 5Y

3%

Payout

10,1%

Retained Earnings

861,6M

Profitability

Gross Margin

EBITDA Margin

18,4%

EBIT Margin

18,4%

Net Margin

13,5%

D&A/EBITDA

0%

R&D/Revenue

0%

Capex/Revenue

0,3%

Capex/D&A

0%

Capex/OCF

1,4%

SBC/OCF

% PPE

1,5%

% Goodwill

0%

ROE

40,2%

ROIC

8,8%

Growth

CAGR Revenue 5Y

7,7%

CAGR Op. Income 5Y

52,9%

CAGR Net Income 5Y

51,6%

CAGR EPS 5Y

54,2%

CAGR OCF 5Y

29,2%

Leverage

N.D./EBITDA

Debt/Equity

15,4%

Current Ratio

0

Quick Ratio

0

Interest Coverage

4407%

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